> For the complete documentation index, see [llms.txt](https://docs.clarity.credit/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.clarity.credit/introduction.md).

# Introduction

Clarity is a layer 3, secured by Base, to power defi-native personal finance applications.

* Onchain identities supported as a native public reputation layer (ie [ENS](https://ens.domains/)) 
* Time-based lending infrastructure accessible to all developers 
* Bank auto-debit, off-ramp, and on-ramp plug-in powered via integrations

The network is built on Arbitrum Orbit, with settlement on Base, and AnyTrust as the data availability layer. Clarity is deployed and operated by [Conduit](https://conduit.xyz/).